Hatch Blog

Welcome to the Hatch blog - a place where we make sense of money, business and the wider economy without the jargon. Here you’ll find practical insights for business owners, straight-talk on tax and compliance and the occasional 'bigger picture' take on what’s really going on in the UK economy. Useful, relevant and written by us.

The illusion of rising living standards: Real wages vs real life
By Lloyd Milne May 19, 2026
Why do rising wages still leave households feeling worse off? Lloyd explores the gap between official inflation data and the real cost of housing, childcare and everyday living.
Image of tax papers
By Lloyd Milne April 28, 2026
What is the real tax rate in the UK? Learn how much tax you actually pay at £38k vs £100k, including NI, pensions, and hidden costs.
By Lloyd Milne March 31, 2026
If I were to say... “Almost all the money in the economy was created out of thin air - and that’s not a bug, it’s how the system works”
By Lloyd Milne February 27, 2026
Quasi-Autonomous Non-Governmental Organisations (better known as 'Quangos') sit in an unusual position within the UK state. They operate at arm’s length from ministers, yet spend public money and exercise public authority.
A new year, a new beginning... Maybe?
By Lloyd Milne January 23, 2026
The UK economy isn’t booming or collapsing - it’s split. Lloyd unpacks consumer confidence, age divides, politics and why vibes may matter more than data.
By Lloyd Milne November 27, 2025
Here we go... the highlight of my year squeezed into a 6:30am eastern time wakeup, Starbucks coffee from the capitalism capital that is America. I did the only thing one would choose to do. Login to BBC player, stream live the budget sit back and take it all in - here’s how it went.